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stock market game for students

The #1 FREE
Stock Market Game

  • Free stock game for your school or club!
  • Real market data, build-in lessons, teacher reports, and more!
  • Used by over 10,000 teachers and 475,000 students every year!
 

Create Your Own Free Stock Market
Game For Your Classroom

Create a private stock market game for your students in minutes. Choose contest dates, starting cash, commissions, and custom trading rules. Whether you’re teaching economics, business, or personal finance, our stock market simulator game lets students learn by making investment decisions using live market prices.

Teachers can create one or multiple stock market games each semester, making it easy to reuse the platform across different classes and grade levels.

  • Free forever
  • Ready in under 10 minutes
  • Built-in investing lessons
  • Real-time stock market
  • Teacher dashboards
REGISTER & CREATE CONTEST
TEACHING FINANCIAL LITERACY? SEE OUR FINANCIAL LITERACY GAME SITE
Students looking at laptop
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candlestick chart

What is
HowTheMarketWorks?

We offer a free stock market game featuring real-time stock prices and rankings that allows users to learn about the stock markets and practice investing in stocks, ETFs, bonds, and mutual funds.

Register and immediately receive $100,000 in virtual cash and get access to all the helpful lessons and videos in our Education Center. All users can create their own custom contests and challenge their friends, family or co-workers.

Learn more

Teachers, Professors & Investment Clubs

Here are some useful resources to help you get started on setting up your class or contest.

COLLEGE PROFESSORS:  Learn more about our college stock market game.

Teacher in front of a computer screen
 
free stock game for schools

Why Teachers Choose Our Stock Market Game

Thousands of teachers choose our stock market game every year because it combines real investing with classroom-friendly tools.

Unlike many stock market games, teachers can:

  • Create unlimited classroom contests
  • Use real stock market prices
  • Track student performance
  • Assign built-in lessons
  • Generate teacher reports
  • Keep student data CSPA, FERPA and COPPA compliant
Join contest Create contest
 

The Stock-Trak Family

Make sure you set up your stock market contest in the right place!
We have different version of our platform depending on what type of contest you want to run.

 
FREE
Supported by advertising
Best for individuals learning on their own and investment clubs
  • Create your own custom contests
  • Trade US Stocks and Options
  • Basic Research Tools
  • 30 Built-in Investing Courses
  • Regular Contests with Prizes
  • Your free 100K practice portfolio
Learn more
 
FREE
Supported by advertising
Great for K12 classrooms
  • Create your own custom contests
  • Trade US Stocks and Mutual Funds
  • Basic Research Tools
  • 50 Built-in Investing & Personal Finance Lessons
  • National Contests every Semester with Prizes
  • Your free 100K practice portfolio
Create your account
 
$10/student
Discounted site licences available
Perfect for classrooms Grade 6 to 12
  • Create your own custom contests
  • Trade International Stocks, Bonds and Mutual Funds
  • 300 Built-in Investing, Personal Finance and more Lessons
  • National Contests every Semester with Prizes
  • Students can earn financial literacy certificates
  • Budgeting Game for Personal Finance Classes
  • Live Chat Support & Account Managers for Teachers
  • Advanced Reporting Tools for Teachers
  • Advanced Research Tools
Learn more
 
$25/student
Discounted site licences available
Perfect for universities & campus wide financial literacy challenges
  • Create your own custom contests
  • Trade International Stocks, Bonds, Mutual Funds, Options, Futures & Forex
  • 300 Built-in Investing, Personal Finance & Career Development Lessons
  • National Contests every Semester with Prizes
  • Students can earn financial literacy certificates
  • Budgeting Game for Personal Finance Classes
  • Live Chat Support & Account Managers for Teachers
  • Advanced Reporting Tools for Teachers
  • Advanced Research Tools
Learn more

FAQ

  • How does the HowTheMarketWorks stock market game work?

    HowTheMarketWorks is a free stock market game where students and other users practice investing with virtual money using real market data. Users build and manage their own investment portfolios, research investments, place trades, and track their performance over time. Teachers can also create private classroom contests and customize the game for their students.

  • How can teachers use HowTheMarketWorks in the classroom?

    Teachers can use HowTheMarketWorks to give students hands-on experience with investing, financial markets, portfolio management, risk, and diversification. Teachers can create private stock market games for their classes, choose contest dates and starting cash, customize trading rules, assign built-in lessons, and track student progress with teacher reports.

  • What do students learn from a stock market simulation?

    A stock market simulation helps students learn how investing works by making real-world investment decisions without risking real money. With HowTheMarketWorks, students can learn how to research investments, build a diversified portfolio, understand risk and return, follow market movements, and see how their investment decisions affect their portfolio over time.

  • How do students get started with the stock market game?

    Students can get started by creating a free HowTheMarketWorks account or joining a stock market contest created by their teacher. They receive virtual cash that they can use to research and trade investments using real market data. Students can then monitor their portfolios, complete assigned lessons, and compare their performance with classmates through the contest rankings.

  • Does HowTheMarketWorks use real-time stock market prices?

    HowTheMarketWorks uses real market data to give students a realistic investing experience. Students make trades with virtual money and can follow how changes in market prices affect their portfolios, allowing them to practice investing without putting real money at risk.

  • How long should I run a stock market game with my class?

    The ideal length of a classroom stock market game depends on your course and learning objectives. Many teachers run their simulation for several weeks or an entire semester so students have time to experience different market conditions and evaluate their investment decisions. HowTheMarketWorks lets teachers choose their own contest dates, making it easy to fit a stock market simulation into their class schedule.

  • How should I grade students in a stock market game?

    Students should not be graded only on who earns the highest portfolio return, since short-term market performance can reward excessive risk or luck. Teachers can instead grade students on participation, investment research, portfolio decisions, diversification, and what they learn from the experience. HowTheMarketWorks also provides built-in lessons and teacher reports that can help educators track student activity and progress.